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Car Insurance: Get The Upper Hand On The Summer Heat

 
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Car Insurance: Get The Upper Hand On The Summer Heat | CIG Driving your car without a motor insurance policy is exceptionally dangerous

At this time of year, temperatures in South Africa are soaring. This makes driving an uncomfortable experience, particularly where long road trips are concerned. From car insurance to saving your hands from a hot steering wheel, here are a few of our tips for driving in this heat .

Don’t leave home without car insurance

Driving your car without a motor insurance policy is exceptionally dangerous. When you consider the value of your car as an asset, it’s easy to see why it needs to be covered. Should you be in an accident on any journey, your policy will determine the level of cover you are insured for. This may or may not include third-party claims. As this depends on each individual policy, you should always review your policy annually to see if you need more cover.

Avoid that red-hot steering wheel

Parking your car in the sun always leads to a steering wheel that’s too hot to handle. If you can’t park in the shade, try turning your wheel 180 degrees before you get out the car and lock it. When you get back into your car later on, the bottom of the wheel will be hot and not the top side that you hold.

You might still need those windscreen wipers

Before embarking on any sort of lengthy drive, we suggest that you check the condition of your windscreen wipers beforehand. Just because the temperatures are warmer doesn’t mean that it can’t rain. Worn windscreen wipers can damage your windscreen, resulting in more costly repairs later on.

If you think your engine is overheating

Hotter climates and lower coolant levels might leave your engine at risk of overheating. This is of course compounded by the fact that your car’s air conditioning will be working overtime. Do check your coolant levels and if you suspect your car is overheating, pull over to the side of the road in a safe place. Then, turn off the engine and wait around twenty minutes for it to cool down before you open the hood. Some insurance policies include added roadside assistance; so do check with your broker before you leave on your trip. If yours does, it is wise to keep the emergency numbers in close reach.

For peace of mind while you hit the road, call us

At Compendium, our insurance products keep you covered against a host of car-related perils. If you’re looking for a new motor insurance provider, please contact us today on 031 242 6800.




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