At Compendium, our dread disease cover is designed to make your life easier by safeguarding your finances in the event of chronic illness. Dread disease cover pays out a one-off lump sum or monthly pay-outs, giving you the means to pay your medical bills, live comfortably and focus on getting better.
Also, being in the dark about your dread disease cover can be very stressful. That’s why we are very specific as to which diseases and illnesses are included in your cover.
Knowing your illness and disease coverage and understanding the specifications will remove any uncertainties about your dread disease cover. Here’s some details on five of 36 illnesses and diseases we cover:
- Heart attacks
Your diagnosis must be based on the Troponin T test.
A Troponin T test shows Troponin (a structure of three proteins that are essential for muscle contraction) levels. Raised Troponin levels show the death of cardiac muscle cells through an enzyme that is released into the blood when the heart is injured.
Your diagnosis must be based on CT or MRI scans, and certified by a Consultant Neurologist.
- Coronary artery disease requiring surgery.
Undergoing Coronary artery by-pass surgery as a treatment for Coronary artery disease.
Your diagnosis must be confirmed by historical evidence of malignancy.
- Full blown AIDS (Acquired Immune-deficiency Syndrome)
Your CD4 (white blood cells) count must be below 200, before you can to be classified as having full blown AIDS.
Your diagnosis must be supported by a positive HIV anti-body test and a Western Blot test. This test measures the reaction of antibodies and detects certain proteins in a blood sample.
There are many more diseases and illnesses that are covered by our dread disease cover. If you’d like to find out more about this or other personal assurance packages we can offer you, contact us on: 031 242 6800, or visit our website at: www.cig.co.za