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Fidelity Insurance

FIDELITY INSURANCE

When insuring your business, it’s easy to think only about “things”, the physical assets that keep your company running. But what about your operating practices and all-important word? Fidelity insurance protects you against the dishonest, unlawful actions by employees that can seriously hurt your business – in terms of both finances and reputation.

Definition: This insurance covers loss of money and/or other property stolen by an insured employee, and direct financial loss as a result of fraud or dishonesty of an insured employee, which results in dishonest personal financial gain for the employee.

Important information: The loss must be reported to the police and a successful charge laid against the employee. Cover can be on a named employee/position basis or as blanket cover on all employees.

Cover excludes: losses resulting from dishonest manipulation of any computer programme, system, data or software by an employee in your data processing department, unless electronic data processing department was not networked.

Extensions for manipulation of any computer programme and associated computer losses can be arranged. Please discuss this cover with your broker.

Public liability and employers’ liability insurance are also available for your organisation.
Contact us to find out more.

To speak to one of our brokers, contact us on 031 242 6800, or fill in the Request a Quote form.

 

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