Business

C_on_square_logo4-removebg-preview

Accidental Damage

Running a business is a lesson in multi-skilling and multi-tasking. In the course of a typical, very busy day it’s easy enough for things to slip your mind – you certainly don’t want your insurance to fall short.
C_on_square_logo4-removebg-preview

Asset All Risk

Assets All Risk insurance provides protection for business property that is accidentally physically lost, destroyed or damaged by anything other than excluded causes.  This means that you’re covered for almost every eventuality, which makes your coverage broader and easier to understand too.

Examples of excluded causes are:
  • Damage caused by defective design materials or workmanship
  • Willful acts or negligence by the insured
  • Acts of fraud or dishonesty
  • Disappearance, unexplained or inventory shortage
Business Interruption In the event of damage to the property caused by certain prescribed insured events, you, as the business owner, may not be able to generate income at the same level as prior to the loss. Business Interruption insurance will provide cover for the proportionate loss of net profit and fixed costs that prevent, reduce or interrupt trade or business at the insured premises
C_on_square_logo4-removebg-preview

Life Insurance

Life insurance can easily feel like a grudge purchase, forced on you when buying property, for example. But with loved ones who depend on you, getting this type of lump sum cover also demonstrates the deep concern you have for their well-being.
C_on_square_logo4-removebg-preview

Kidnap And Ransom

In today’s global economy, threats to personal and corporate security are frequent. Incidents like kidnapping are difficult to predict and when they occur they require a swift, organised and expert response. We partner with a number of leading Insurers to provide a policy to protect your main Assets, your employees.
C_on_square_logo4-removebg-preview

Riot Wrap Around

A Riot Wrap Around policy will dovetail with SASRIA cover to provide additional coves such as:
  • Terrorism cover
  • Riots, strikes, civil commotion and malicious damage
  • Insurrection, revolution, rebellion, coup d’etat and mutiny
  • Comprehensive political violence, including war and civil war
  • Bomb hoax threat
  • Transit cover
  • Contingent business interruption expenses
  • Capital additions and new acquisitions
  • Group interdependency
C_on_square_logo4-removebg-preview

Business All Risk

No matter what profession, business today is no longer restricted to one location. Working away from your office, meeting clients and visiting onsite locations will require more specific insurance for your valuable items. That’s why Compendium offers a special all risk insurance policy.
C_on_square_logo4-removebg-preview

Directors and Officers Liability

We put a great deal of focus on assisting our clients to structure a D&O policy that will offer the necessary advice and protection to directors and officers. No matter how big or small the Company is.
If the open water is an integral part of your business operations, Compendium has a marine insurance solution for you. From sightseeing charters and deep sea fishing to multi-million rand container shipping, our commercial cover is far reaching and highly customisable.
Sasria is an add-on product that protects every asset owner in South Africa against civil commotion, public disorders, riots, strikes and terrorism.
C_on_square_logo4-removebg-preview

Business Interruption

Commercial Business Interruption insurance provides cover for financial losses incurred following damage due to an insured peril, which forces your business to cease trading for an extended period of time.
C_on_square_logo4-removebg-preview

Kidnap and Ransom

In today’s global economy, threats to personal and corporate security are frequent. Incidents like kidnapping are difficult to predict and when they occur they require a swift, organised and expert response. We partner with a number of leading Insurers to provide a policy to protect your main Assets, your employees.
C_on_square_logo4-removebg-preview

Money Loss

Cash flow is the life blood of every business, which means the loss of money to theft, dishonesty or physical destruction can seriously threaten operations. Compendium’s insurance against money loss is a flexible policy which you can adapt according to a multitude of factors.
C_on_square_logo4-removebg-preview

Specialist Motor

C_on_square_logo4-removebg-preview

Crime Liability

The effect of a cyber-attack could be devastating to almost any business: network downtime, loss of important data and loss of credibility when customer information is compromised.
C_on_square_logo4-removebg-preview

Liability

Being held legally responsible for third party claims can financially cripple a company, destroying everything you have built up. We understand that even when your business is faultlessly following best business practice, things can go wrong and it is essential to protect the company against the legal consequences of human error. This could result from incidents that occur at your premises to product liabilities that occur outside of them.
Hitting the road for business purposes? Compendium offers highly customisable motor and motor fleet insurance for company vehicles and designated drivers in regular transit throughout Southern Africa.
C_on_square_logo4-removebg-preview

Travel Insurance

Travel insurance provides you with cover against travel risks such as medical emergencies, cancellation, curtailment, luggage loss, accidental death and disablement and personal liability, allowing you to relax and enjoy your journey with complete peace of mind. Whilst you pay for your insurance in a local currency any medical expenses will be covered in foreign currency.
C_on_square_logo4-removebg-preview

Cyber Liability

Being held legally responsible for third party claims can financially cripple a company, destroying everything you have built up. We understand that even when your business is faultlessly following best business practice, things can go wrong and it is essential to protect the company against the legal consequences of human error. This could result from incidents that occur at your premises to product liabilities that occur outside of them.
C_on_square_logo4-removebg-preview

Marine Liability

Offering specialist legal expertise, our experienced Marine Liability Team will arrange cover to meet your legal liabilities arising from the negligence of your staff or subcontractors under marine related contracts with your customers or carriers, or simply under the common law. A typical policy covers liability for loss and damage to cargo, damage to vessel, damage to third party property and persons, as well as statutory liability, such as pollution or customs fines. Insurance may more broadly cover liability attaching to you as an agent for negligent performance, or more narrowly cover specific risks, such as container liability.
C_on_square_logo4-removebg-preview

Motor Traders

Given the high value product that drives through its doors daily, the motor vehicle industry needs an insurance solution designed for its unique needs. Compendium’s highly customisable motor traders insurance fills this vital function.

Get a Quote

Fill in your details and we’ll give you a call.