Having building insurance in place will ensure that the structure of your home, as well as the various fixtures and fittings on the property, will be covered against a multitude of risks that could cause damages or a total loss. These risks include fire and storm damage, power surges or lightning strikes, floods and accidental impact, to name but a few.
Life insurance can easily feel like a grudge purchase, forced on you when buying property, for example. But with loved ones who depend on you, getting this type of lump sum cover also demonstrates the deep concern you have for their well-being.
High Net Worth Insurance policies are able to provide superior cover under their specialised Fine Arts section. The Fine Arts section of a policy is able to provide dedicated cover for art collections, antiques, collectables, Persian rugs and other valuable items in the home.
This cover offers you peace of mind for fresh and saltwater enthusiasts alike. It covers a range of vessels that include boats, dinghies, yachts, cats, jet skis and more. Plus all on-board equipment and accessories.
A personal accident is an event that causes accidental injury, death or disability. The accident can be as simple as falling off a ladder resulting in a broken leg or a serious motor vehicle accident which leaves you with a permanent disability.
Personal Liability cover provides you with cover for costs, damages and expenses for which you are held legally liable, due to accidents resulting in death, bodily injury or illness to any third party or loss or damage to property which belongs to any third party.
Personal liability occurs in the event an accident, in or out of your home, that results in bodily injury or property damage that you are held legally responsible for. Personal liability will cover the costs of medical bills, as well as your legal defence fees, up to the limit of your liability coverage.
Sometimes the unthinkable happens, and an accident leaves your world changed forever. Including Personal Accident cover on your high net worth insurance policy will provide cover for you, for loss of income and/or bodily injury subject to an accident resulting in disability or death.
If you use a portion of your insured home as a bed and breakfast (maximum of four rooms), then optional insurance cover can be arranged on your high net worth policy to insure your household belongings as well as the personal effects of your paying guests.
You try to protect your valuable belongings from theft or damage when at home, but sometimes events beyond your control can result in a loss occurring. Having adequate household contents cover in place ensures that you can easily repair or replace your luxurious belongings, without compromising on quality.
Retirement should be an opportunity to relax and enjoy the fruits of your labour. Living comfortably, enjoying the good life with time to devote to all your favourite activities and experiences. Retirement annuities make this future possible.
Enjoy quality private medical aid or a hospital plan. Everyone has different healthcare needs so it’s a wise move to understand which type of cover would benefit you. A Compendium medical aid broker will help you find the best medical aid cover to suit your lifestyle and budget.