all risk unspecified

All Risk – Unspecified

Clothing and personal belongings that you and your family wear or carry around on you when you leave the house.

Building Insurances

Having building insurance in place will ensure that the structure of your home, as well as the various fixtures and fittings on the property, will be covered against a multitude of risks that could cause damages or a total loss. These risks include fire and storm damage, power surges or lightning strikes, floods and accidental impact, to name but a few.
life insurance

Life Insurance

Life insurance can easily feel like a grudge purchase, forced on you when buying property, for example. But with loved ones who depend on you, getting this type of lump sum cover also demonstrates the deep concern you have for their well-being.


Whether a motorcycle, scooter or golf cart, we can offer you the perfect cover in the event of damage or theft. Our motor insurance is tailored to you.
collectors cars

Collectors Cars

Collectors vehicles (also known as classic, vintage or veteran vehicles), are cars typically over 20 years of age that appreciate in value and are considered to be valuable and collectable.
caravan & trailer

Caravan & Trailer

Whether a caravan or trailer, we can offer you the perfect cover in the event of damage or theft. Our motor insurance is tailored to you.

Art Collections

High Net Worth Insurance policies are able to provide superior cover under their specialised Fine Arts section. The Fine Arts section of a policy is able to provide dedicated cover for art collections, antiques, collectables, Persian rugs and other valuable items in the home.
Pet insurance

Pet Insurance

From sunrise walks to midnight vet runs, there are many sides to caring for a furry family member. Our pet insurance plans have no breed exclusion and cover household cats and dogs only.


This cover offers you peace of mind for fresh and saltwater enthusiasts alike. It covers a range of vessels that include boats, dinghies, yachts, cats, jet skis and more. Plus all on-board equipment and accessories.
sports equipment

Sports Equipment

The sports equipment section provides a flexible cover for the various sports equipment that you own and take out of the home.
Personal accident

Personal Accident

A personal accident is an event that causes accidental injury, death or disability. The accident can be as simple as falling off a ladder resulting in a broken leg or a serious motor vehicle accident which leaves you with a permanent disability.
Personal liability_

Personal Liability

Personal Liability cover provides you with cover for costs, damages and expenses for which you are held legally liable, due to accidents resulting in death, bodily injury or illness to any third party or loss or damage to property which belongs to any third party.
Personal liability_

Personal Liability

Personal liability occurs in the event an accident, in or out of your home, that results in bodily injury or property damage that you are held legally responsible for. Personal liability will cover the costs of medical bills, as well as your legal defence fees, up to the limit of your liability coverage.
Personal accident

Personal Accident

Sometimes the unthinkable happens, and an accident leaves your world changed forever. Including Personal Accident cover on your high net worth insurance policy will provide cover for you, for loss of income and/or bodily injury subject to an accident resulting in disability or death.

Hospitality / Bed and Breakfast cover

If you use a portion of your insured home as a bed and breakfast (maximum of four rooms), then optional insurance cover can be arranged on your high net worth policy to insure your household belongings as well as the personal effects of your paying guests.
Travel Insurance icon

Travel Insurance

Travel insurance provides you with cover against travel risks such as medical emergencies, cancellation, curtailment, luggage loss, accidental death and disablement and personal liability, allowing you to relax and enjoy your journey with complete peace of mind. Whilst you pay for your insurance in a local currency any medical expenses will be covered in foreign currency.
all risk specified

All Risk – Specified

Items belonging to you, named and valued separately in your schedule.
household contents

Household Contents

You try to protect your valuable belongings from theft or damage when at home, but sometimes events beyond your control can result in a loss occurring. Having adequate household contents cover in place ensures that you can easily repair or replace your luxurious belongings, without compromising on quality.

Retirement Annuities

Retirement should be an opportunity to relax and enjoy the fruits of your labour. Living comfortably, enjoying the good life with time to devote to all your favourite activities and experiences. Retirement annuities make this future possible.

Bereavement Benefit

When you lose a loved one residing in South Africa, we can lessen the burden during your time of grief. We pay out a cash benefit following the death of the insured, their spouse, children, children of spouse, of domestic employee employed and registered by the insured or spouse.

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