Unspecified All Risks cover on a high net worth policy provides flexible and hassle free cover for your valuable belongings that are taken out of the home on a regular basis. One of the most exciting benefits of a high net worth insurance policy is the wide scope of cover offered, with fewer exclusions. This means eliminating the need to specify a multitude of items under the all risk section, such as various jewellery items, cell phones, laptops or cameras. Instead a globular unspecified all risk sum insured is chosen, providing enough cover for you and your family in the event of a loss occurring outside of the home. Whether you are at your favourite local restaurant, or overseas on vacation, this section provides comprehensive cover for your belongings anywhere in the world, when taken out of your home. This section even includes cover for sports equipment such as bicycles or golf clubs, but not whilst in use.
As much of a cliché as it is, life really is short. None of us know what curveballs will be thrown at us and living