Collectors vehicles (also known as classic, vintage or veteran vehicles), are cars typically over 20 years of age that appreciate in value and are considered to be valuable and collectable. These vehicles are often restored and preserved in all their original glory, and are not used on a daily basis. They therefore require a specialised insurance cover that insures the vehicle at an agreed value, determined by a valuation from a classic car club or vintage vehicle expert.
Different cover options are available, based on your insurance needs. Full comprehensive cover can be obtained for your vintage vehicle, however if your vehicle is kept safely in storage and barely driven, you could also opt for a reduced cover option such as Third Party, Fire and Theft Cover, or Laid Up cover when your vehicle isn’t used for four months or more.