Contemporary, Minimalist, Modern, Traditional, Rustic, Eclectic – whichever your chosen interior décor style may be, it is important that your belongings inside your home be correctly insured against loss and damage under the Household contents section. You try to protect your valuable belongings from theft or damage when at home, but sometimes events beyond your control can result in a loss occurring. Having adequate household contents cover in place ensures that you can easily repair or replace your luxurious belongings, without compromising on quality.
Household belongings would include items such as furniture, beds, TV’s, sound equipment, fridges as well as jewellery, clothing, shoes, linen and curtains. It is always important to remember that the sum insured of your household contents should be based on current replacement values, and not original purchase amounts. A major benefit of insuring your belongings on a high networth product is that insurers would assist in having professional valuators calculate the correct sum insured for your household contents, cancelling the guesswork when trying to calculate replacement values or the hassle of completing inventory forms.
