High Net Worth

Do you qualify for High Net Worth?

If you require House Contents cover in excess of R750,000 / R1,000,000 or have Combined Assets (Contents and Buildings) of over R3,500,000, then you could qualify for an insurance policy that transcends expectation.

We at Compendium understand that your extra-ordinary insurance needs don’t always fit into the ordinary black and white boxes of standard insurance policies. That is why we have partnered with the leading insurers in South Africa to offer our elite clients the VIP insurance experience they deserve. High net worth insurance policies have been specifically designed to provide extensive and flexible cover for your luxurious assets. From your Household Contents, Buildings and Jewellery to your Fine Arts and Vintage Car collection, we are confident that we have the bespoke insurance solution for you.

building

Building Insurances

Having building insurance in place will ensure that the structure of your home, as well as the various fixtures and fittings on the property, will be covered against a multitude of risks that could cause damages or a total loss. These risks include fire and storm damage, power surges or lightning strikes, floods and accidental impact, to name but a few.
household contents

Household Contents

You try to protect your valuable belongings from theft or damage when at home, but sometimes events beyond your control can result in a loss occurring. Having adequate household contents cover in place ensures that you can easily repair or replace your luxurious belongings, without compromising on quality.
all risk unspecified

All Risk – Unspecified

Unspecified All Risks cover on a high net worth policy provides flexible and hassle free cover for your valuable belongings that are taken out of the home on a regular basis.
all risk specified

All Risk – Specified

Sometimes there are those few valuable items that may need to be specified under the All Risk section to provide comprehensive cover when taken out of the home. This could include your wedding ring, your favourite high valued watch that you often wear, or your newest top of the range bicycle.
bicycle

Bicycle

We pride ourselves in knowing what specialist cover you want and need when it comes to bicycle insurance. We especially know the frustration and anger at losing an expensive new bicycle. We cover your bicycle no matter where you are in the world. Benefits apply while your bike is in sure, not just when in transit to a race or track.
motorcycle

Motorcycle

Not all fun occurs on two wheels though, and we look forward to helping you with insurance cover for your quad-bikes, all terrain vehicles, and golf carts as well.
watercraft

Watercraft

Yachts, sail boats, speed boats, jet skis, rubber ducks, canoes, paddle boards – whatever type of watercraft you own we can assist with insurance cover for it.
caravan & trailer

Caravan & Trailer

Caravans and trailers can only mean one thing – adventure is on the horizon! Pack up the family and go on that trip of a lifetime, but don’t forget to insure your caravan or trailer before you go.
motor

Motor Cars

Whether a hatch-back, sedan, SUV, 4×4, we can offer you the perfect cover in the event of damage or theft. Our motor insurance is tailored to you.
collectors cars

Collectors Cars

Collectors vehicles (also known as classic, vintage or veteran vehicles), are cars typically over 20 years of age that appreciate in value and are considered to be valuable and collectable.
Art

Art Collections

High Net Worth Insurance policies are able to provide superior cover under their specialised Fine Arts section. The Fine Arts section of a policy is able to provide dedicated cover for art collections, antiques, collectables, Persian rugs and other valuable items in the home.
sports equipment

Sports Equipment

The sports equipment section provides a flexible cover for the various sports equipment that you own and take out of the home.
Personal liability_

Personal Liability

Personal Liability cover provides you with cover for costs, damages and expenses for which you are held legally liable, due to accidents resulting in death, bodily injury or illness to any third party or loss or damage to property which belongs to any third party.
Personal accident

Personal Accident

Sometimes the unthinkable happens, and an accident leaves your world changed forever. Including Personal Accident cover on your high net worth insurance policy will provide cover for you, for loss of income and/or bodily injury subject to an accident resulting in disability or death.
hospitality

Hospitality / Bed and Breakfast cover

If you use a portion of your insured home as a bed and breakfast (maximum of four rooms), then optional insurance cover can be arranged on your high net worth policy to insure your household belongings as well as the personal effects of your paying guests.

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