Offering specialist Cargo cover, our experienced Marine Cargo Team will arrange cover to meet your risk requirements arising from the Purchase/Sale or Storage of Goods. A typical policy covers loss and damage to cargo, which would normally be on a “Warehouse to Warehouse” basis dependent on the INCO Terms applicable. We offer a risk assessment
Body Corporate/sectional title insurance applies to all community schemes, including sectional title schemes, share block companies, homeowners and property owners associations, retirement villages and housing cooperatives. This insurance provides peace of mind cover for buildings, common property, boundary walls, gate motors, entrances, security and irrigation systems for each owners section. Perils covered: Fire Weather damage
Sasria is an add-on product that protects every asset owner in South Africa against civil commotion, public disorders, riots, strikes and terrorism. It is Advisable that All Contract Works Policies are to have this cover included on the Schedule. We would also recommend that consideration be given to incorporating the “Imminent Danger” extension to the
Office contents insurance guards the everyday operational assets at your place of business – from stationery and staff personal effects (up to R2 500 per person) to furniture and loss of rent. Every little thing adds up, so make sure the sum insured under this cover is for the full replacement value. When insuring your
Hitting the road for business purposes? Compendium offers highly customisable motor and motor fleet insurance for company vehicles and designated drivers in regular transit throughout South Africa. This policy covers vehicles solely for commercial use. To insure a vehicle in your private capacity, learn more about our personal car insurance here. Policy inclusions: Legal liability for
Given the high value product that drives through its doors daily, the motor vehicle industry needs an insurance solution designed for its unique needs. Compendium’s highly customisable motor traders insurance fills this vital function – helping to guard against financial risks in the event of vehicle damage or loss. This specialist insurance is designed specifically
All it takes is a power outage to highlight how dependent 21st Century business is on electronic equipment Electronic Equipment insurance is intended to cover all types of electronic equipment from large processing installations to advanced technology ranging from desktop computer hardware through to hand-held devices, PABX equipment, sophisticated medical equipment and hi-tech scanners, printers,
Running a business is a lesson in multi-skilling and multi-tasking. In the course of a typical, very busy day it’s easy enough for things to slip your mind – you certainly don’t want your insurance to fall short. That’s why Compendium offers accidental damage insurance, a special “top-up” policy to truly guard your company against
Paperwork may be a headache but it’s a necessity for the checks and balances that ensure cash flow is sustained. Accounts receivable insurance is a special product that covers you in the event that your accounts are destroyed by fire, water, burglary, or other insured event – resulting in your being unable to trace or
Commercial Business Interruption insurance provides cover for financial losses incurred following damage due to an insured peril, which forces your business to cease trading for an extended period of time. Such instances can include flooding and fires. This cover mitigates against the financial loss your business will face whilst it is unable to trade including loss
As an all risk insurance company, our cover is broken into two sections: Unspecified all risk: Clothing and personal belongings that you and your family wear or carry around on you when you leave the house. Under Unspecified All Risks, there is a per item limit of 25% of the elected sum insured. Specified all risk: Items
Contract works insurance helps ensure your business and workers are protected on construction sites. It provides important cover for commercial, industrial and domestic builders, sub-contractors, and owner-builders against damage, natural disasters, injury, theft and product or public liability. It’s designed to cover work that’s already underway. It can pay to repair or redo the work
Whether they stem from human error or a twist of fate, accidents at the workplace happen. Employers’ liability insurance provides a pay-out in the event that one of your own staff is hurt or incapacitated while on the job. Make sure your company is safeguarded. This insurance covers damages, which you shall become legally liable
Business owners put in a lot of hard work to grow a successful business and reputation. Though it’s an overwhelming experience, it involves a lot of risks. Any successful business is built on trust and personal relationships. ‘Breach of trust’ by employees is one of the major risks faced by businesses. There can be many
When the unexpected strikes, it can be devastating for your business. Guard against damage caused by fire, lightning and explosion with this policy – which provides cover for plant, machinery, fixtures and fittings and all other contents and tenant improvements. Cover can also be extended to include damage by storm, wind, water, hail or snow,
For professionals in the business of frequently transporting cargo around Southern Africa, Compendium’s goods in transit policy provides peace of mind. Whether goods are carried in your own vehicles or by professional carriers, consignments by you are covered on the road and, by extension, rail and air. Tools of your trade or samples should be
Cash flow is the life blood of every business, which means the loss of money to theft, dishonesty or physical destruction can seriously threaten operations. Compendium’s insurance against money loss is a flexible policy which you can adapt according to a multitude of factors. This insurance indemnifies you for loss of money: whilst on your
Group Personal Accident Insurance Group personal accident insurance is another way to protect your greatest asset: your employees, in the event of an accident. Accidents happen and often employees will look to their employer to cover the costs of an incident at work. Adapted to your needs, benefits can pay out in the event of
Buildings Combined Insurance If you own a building used predominantly for office or residential purposes, it should be insured separately under our Building Combined Insurance policy. This will ensure that your place of work is as comprehensibly covered as possible in the event of the unexpected. Cover includes: Fire and allied perils Theft following forcible
