Life cover is an important part of living well. Having necessary policies in place like dread disease cover provide priceless peace of mind, lessening stress and empowering you to live without worry. Although policies alone are not enough, it’s the choices we make that influence our well being too. This is something that we should all
Category: News and Events
What Types of Disability Insurance Are There?
With so many different insurance options out there, it can be difficult to choose the right policies for you and your family. Disability insurance is one of those covers that people often dismiss, wrongly assuming that their life insurance or dread disease insurance will provide the same level of protection. In actuality, if you are a provider
Your Guide to Gap Cover Terms
When it comes to policies, there are often a host of terms that leave the general public a little confused. This is also the case where gap cover policies are concerned. Whilst a good personal or company medical aid broker should take the time to carefully explain such definitions to you, this doesn’t always happen. Not to
Top 5 Secrets to Cheaper Car Insurance
With the cost of living increasing on a daily basis, it seems any form of saving can help lighten the financial load. Benjamin Franklin once said “a penny saved is a penny earned” and here at Compendium Insurance we are all about saving. So we’re glad to share these secrets on how to find cheaper car
Do You Need to Insure Your Bicycle?
Bicycle insurance might seem like another unnecessary expense, but could you afford to lose your bike? And if your bicycle was ever lost, damaged, or stolen, would you be able to cover the expense of a replacement that matched the standard of your previous bike? You might think bicycle insurance is only important for professional cyclists, but
The Truth About Why Disability Cover Is So Important
The job market has always been a competitive place – for both employer and employee. It’s one of the reasons why companies are offering more and more employee benefits. One that’s being offered more frequently is disability insurance. It’s one of the best types of cover you, as an employee could take out. However, it’s a
The true value of buy and sell insurance
Do you own part of a business and do you have partners in the operation? You need buy and sell insurance. With all of life’s uncertainties and their tendencies to unfold when you least expect them to, you need to be prepared for the unforeseen. Although this might seem impossible to do, there are a few
Understanding Key Person Insurance
Running a business comes with several different sources of stress. From managing finances to training staff, there are often a few surprises along the way. The loss or incapacitation of employees central to the success of your business is never pleasant. In addition to the emotional strain, there’s a large amount of financial pressure that
Common Misconceptions About Bicycle Insurance
We’re absolutely nuts about bicycles – not only do we sponsor cyclists, we also ride ourselves and sponsor cycling events. This is why we, at Compendium, would like to set straight a few bicycle insurance myths. Falling for some of the common misconceptions surrounding bicycle insurance means you could end up having insufficient coverage, or no coverage
Does your business need accidental damage cover?
Running your own business means that no day is ever the same – it’s never boring, but it’s always hard work. You know that you can never predict what’s going to happen, however hard you try. But the unexpected doesn’t have to be an extra stress: you can take take out accidental damage insurance to
Buy and Sell Agreements: What Are They and How Do They Work?
If you’ve built up your business with a partner, you’ll know how much you both contribute to the successful running of your company. You’ll also know that losing your partner would have colossal consequences and cause huge problems. It’s natural to want to avoid the thought of your partner falling sick or being hurt, but
The Importance of Caravan Insurance and It’s Coverage
Covering more than just the minimum, our Caravan Insurance Policy ensures you get the best cover possible, offering three types of insurance suited to your caravan needs Planning your holiday comes with one less thing to worry about with our caravan insurance policy. In order to understand it, you must be sure of what it
Protect your greatest asset: Your employees
As any employer knows, employees keep your business going. They’re your hardest working assets but they’re at risk on a daily basis. Accidents in the workplace can unfold at any time. These often leave a string of consequences in their wake. From absenteeism to disabilities and even fatalities, accidents on the job are a cost
10 Facts About Building Insurance
The construction industry is a highly specialised one, full of its own sets of risks and hazards. That’s why we have a unique and specially developed construction insurance to ensure comprehensive cover. This will protect you against damage to or loss of a building during construction. Here are 10 simple, easy-to- understand facts about construction insurance:
Why Your Business Needs Group Personal Accident Coverage
In any business the employees of a company are the most important asset. Protecting a company’s employees is an important part of running a business and getting group personal accident coverage is a step in that direction. This type of coverage makes sure that there is a claim that can be handed in if an employee dies,
Affordable Medical Aid Tailored to Suit your Needs
How To Stop Smoking With medical aid being one of the many products that we offer our clients, we take a real interest in improving their health. This means sharing information that can help them live healthier happier lives. It’s estimated that eight million people in South Africa smoke on a regular basis. Smoking tobacco
What Is The Purpose of Key Person Insurance?
As every employer knows, your valued employees are a large part of your business. Not only do they perform pivotal roles within your company, but they also keep everyone else motivated and on the ball. But what would happen if you had to lose any of your main profit generators? Would you be covered against
5 Marine Insurance Policies You Can Add To Your Insurance Package
Marine insurance is incredibly important for ship owner, cargo owner or freight companies. Firstly, it covers cargo owners who traditionally had to cover the costs of any damages to, or loss of cargo themselves – regardless of whether it’s a result of a natural disasters or an accident. Secondly, it covers ship owners in the event
Make your life easier with all risk insurance
All Risk Insurance policies are broad and all-encompassing types of cover that are designed to be as all-inclusive as possible. Most types of insurance policies are designed to cover assets in specific and predetermined cases of damage or loss. All risk insurance is a type of cover that is non-specific by nature. Rather than having
How Accidental Damage Insurance Protects Your Business
We all know that running a business is tricky. No matter what precautions you take, it’s never possible to fully account for all the eventualities and problems you might encounter. That’s why many insurance companies are offering an Accidental Damage Insurance plan. This is a kind of “top-up” plan that insures your company against unforeseen